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Borrowing Money and Banking

Business Lawyers  Toronto - Art by David Crighton

For many businesses, there comes a point when it needs to approach a bank or private lender for funds. This could be as simple as a line of credit for operating capital, or as complicated as a multi-million dollar loan. For larger loans lenders typically require security over collateral that can take form of:

  • Guarantees, either from a corporation’s principals, a parent corporation or sister entities;
  • A mortgage;
  • A Personal Property Security Act security interest (which can include a lien over personal property, claim over receivables and a pledge of shares)

These financing contracts can put you in a complex knot. Let GMA help you untangle. We will work with you and your lenders to help you minimize your legal exposure when you are trying to borrow. We have an extensive financing practice and we help businesses of all sizes. Contact us for more information.




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